TL;DR
Local-first personal finance OS — trading, expenses, net worth, and FI tracking, all AI-native with Claude.
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What We Built
Trading Module
Wheel strategy tracker with multi-account support, effective cost basis (realized premium only), open options status, and per-account P&L — across HSA, IRA, and taxable accounts.
CFO Dashboard
Unified situation room across all modules. Net worth, runway, savings rate, and a macro + catalyst brief — all surfaced through AI-native slash commands.
Expenses & Net Worth
Monthly cash flow close, spending categories, and a full balance sheet across brokerage, retirement, and external accounts.
FI Tracking
Financial independence runway, deposit-adjusted returns, savings rate trends, and milestone tracking toward optionality.
Notes
Vision: Local-first personal finance OS. All data stays on your machine. No cloud sync, no SaaS subscription, no third-party access to your financial data. AI-native from the ground up — not a spreadsheet with a chatbot bolted on.
Origin: Extracted from a personal trading/ instance that evolved organically over ~6 months of active wheel strategy trading. The existing repo becomes the reference "user" implementation.
Planned modules:
- Trading — wheel strategy (CSPs + CCs), multi-account positions, effective cost basis, premium P&L, open options tracking
- Expenses — monthly cash flow close, spending categories, income vs. outflow
- Net Worth — full balance sheet across brokerage, retirement, and external accounts
- FI — financial independence runway, savings rate, milestone tracking
- CFO — unified overview across all modules; the "situation room"
User model: The framework ships generically. Each user runs their own local instance pointed at their own data directory. The original trading/ repo will be updated to function as a proper user instance of this framework.